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Fintech

MVPs for Fintech Startups

Ship a compliant fintech MVP in 1 day. Payment flows, KYC stubs, and audit-ready logging—no shortcuts on security.

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Fintech moves fast, but compliance doesn't wait. Our 1-Day MVP Sprint delivers working payment flows, identity verification stubs, and the audit-ready logging your investors expect—without the months of setup. We've shipped MVPs for lending platforms, neobanks, and payment orchestrators.

Common MVPs

What we build for fintech.

Proven MVP patterns we've shipped for teams in your space.

Payment checkout flows with Stripe or Plaid integration
KYC/AML verification stubs with mock data
Loan application intake with credit decisioning hooks
Transaction dashboards with basic fraud flags
Multi-currency wallet interfaces
Considerations

Industry-specific constraints.

Things to plan for beyond day one.

  • Full PCI-DSS compliance requires hardening phase
  • Real money movement needs additional security review
  • Banking integrations often require extended onboarding
  • Multi-jurisdiction requirements add complexity
Day 1 Deliverables

What you get in the sprint.

Tangible outcomes at end of day.

  • Hosted MVP with secure auth and role separation
  • Payment integration (sandbox/test mode)
  • Audit logging from day one
  • Compliance-ready data model structure
  • Roadmap for production hardening
FAQs

Common questions for fintech.

Can you integrate with our bank's API?+

We can integrate with standard banking APIs (Plaid, Stripe, MX) in a day. Proprietary bank integrations typically need a hardening phase due to onboarding delays.

Is the MVP PCI compliant?+

We use PCI-compliant payment processors (Stripe, etc.) so card data never touches your servers. Full PCI-DSS certification requires additional hardening work.

Can you handle crypto/blockchain?+

Yes—we've shipped wallet UIs, token dashboards, and DeFi prototypes. Smart contract development is typically a Build Phase engagement.

What about SOC2 requirements?+

Our MVP includes audit logging and access controls that support future SOC2 certification. Full compliance is a hardening phase deliverable.

Do you sign NDAs?+

Always. We handle sensitive financial data with strict confidentiality and can adapt to your legal requirements.

Explore more

Other industries we serve.

Healthcare

Validate healthcare ideas fast. Patient flows, EHR stubs, and HIPAA-aware architecture—shipped in a day.

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SaaS

Launch your SaaS MVP in 1 day. Multi-tenant architecture, billing hooks, and user onboarding—ready for early adopters.

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E-commerce & Retail

Ship a commerce MVP in 1 day. Product catalog, checkout flow, and order management—ready for your first sales.

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Ready to build your fintech MVP?

Book a scope-lock call and we'll confirm if your idea fits in a day.

Reserve a build day
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